About Us


Universal Legal Protection ‘ULP’ is an independent, owner-managed business founded in 1999 as a specialist after-the-event litigation insurance broker. We now also specialise in litigation consultancy and sourcing suitable litigation funding and finance. Other areas of expertise include broking professional liability insurances - notably pension trustee liability, professional indemnity and cyber/crime covers.

We also broke a range of insurance products covering businesses, property, liability and commercial motor risks.

We go the extra mile to demonstrate reliability, integrity, transparency and trust. We listen to what each client wants and do our best to get it! Only when we have managed each client’s expectations do we go to market. If there are complexities and possible pitfalls, we explain them. Our philosophy is to work closely with our clients.



Benefits


Independent - we are independent, not tied to Insurers, Funders or Lenders (‘Providers’), and we pride ourselves on seeking unbiased alternatives for our clients.

Experienced - our broking role is to know who to approach and negotiate with Insurers and other Providers to off best terms; our Principals have nearly 100 years’ experience between them and we enjoy strong relationships with Insurers and Providers alike.

Committed to Quality - we are trusted and respected in our industry by clients and Providers alike.

Tailored Advice and Support - as an independent organisation working for the client, we will always seek to assist you in optimising your application.

Communication - we keep our communication channels open and fluid. Our clients can be assured that they will always be fully informed of progress at all stages.

Our Team - consists of passionate and caring individuals. We assign every Application we receive to an appointed Account Handler who is directly overseen by the Managing Director. Our motivation is built upon the desire to deliver an efficient, personal and effective service.

Easy Application Process - we have designed our Forms so that you only need to complete one Proposal, Application or Indication Form for whichever product or products you wish to apply for. In other words our Forms are accepted by all the Providers we try.


Our Senior Team


Richard Myrtle - Managing Director


Richard has worked in Insurance since graduating from University in 1980. He worked as a Lloyd’s Broker specialising in Professional Indemnity and Directors & Officers insurance until moving on to Legal Expenses Insurance in 1990. Since 1990, Richard has specialised in all aspects of UK and overseas Legal Expenses Insurance, initially with The Legal Protection Group and then with Abbey Legal Protection.

Richard established Universal Legal Protection (ULP) in 1999, not long after After-the-Event Litigation Insurance (ATE) emerged as a new type of insurance. ULP is one of the very few specialist ATE Litigation Insurance Brokers operating in the UK.

As well as ATE, ULP specialises in broking liability insurance risks, in particular Pension Trustee Liability Insurances (PTL) and Professional Indemnity Insurances. Richard has also watched the markets for Litigation Funding and Litigation Finance emerge and evolve, and ULP acts as a Litigation Funding and Finance broker.

In 2016, Richard launched ULP’s unique and revolutionary Consultancy Service - which enables Solicitors’ Clients to quickly and cost-effectively assess the best way to budget for their litigation.

Richard is an Associate of the Chartered Insurance Institute and is a Chartered Insurance Broker.

Email: rmyrtle@ulpltd.co.uk

Phone: 01234 340266

Karen Mansfield - Director


Karen brought over thirty years’ experience working in the City of London (for several of the major Lloyd’s brokers) to ULP.

Karen has always worked within Financial Lines and is an industry expert in Professional Indemnity Insurance (PII).  Having experience of all PII classes, Karen is a true specialist within the legal sector, with in-depth working knowledge of the Minimum Terms and Conditions, Insurers’ requirements and Industry related issues; this experience and expertise enables her to tailor solutions to meet each client’s individual needs.

Karen has worked closely with Law Firms of all sizes and structures to improve their risk management procedures thereby ensuring the most positive outcomes for their PII premiums.  She also has a strong track record in guiding Firms through Mergers and Acquisitions and in assisting new start businesses.

Additionally, Karen has expertise in arranging Corporate & Executive policies (cover for the COLP and COFA), Directors’ and Officers’ Liability policies, Pension Trustee Liability policies as well as Cyber Liability and Crime Covers.

In 2016, Karen launched a unique Cyber Liability Insurance product for Solicitors.

Email: kmansfield@ulpltd.co.uk

Phone: 01234 340266

Nigel Cooke - Commercial Director


Nigel brings a wealth of experience to ULP and heads up our commercial department, offering a comprehensive range of products to our business clients.

Nigel set up his own broking business in 1986, developed strong trading relationships with mainstream Insurers, Lloyd's brokers and syndicates alike, which in turn lead to his brokerage operating a bespoke insurance scheme on behalf of a major UK insurer.

He sold his business in 2006 and, after overseeing the smooth transition of his clients, then worked in some more specialist commercial insurance sectors, gaining knowledge in the areas of farming & agriculture, food production, property and estates. The ability to understand a business and its insurance needs, and then negotiating an appropriate insurance programme are some of Nigel’s key skills. And with his previous experience in insurance schemes Nigel will also be adding some branded commercial insurance policies to the ULP portfolio.  

Email: ncooke@ulpltd.co.uk

Phone: 01234 340266